Select Page
Financial Literacy for Teens

Financial Literacy for Teens

I have three kids. One is now 20 and in college, the others aren’t far behind at almost 18 and 15! I have been working with them on financial literacy topics to help them become more independent while being responsible with their money. One day my daughter commented to me as I was helping her complete her W-4 for her new job, “I wish they taught this stuff in school. It’s so dumb that they waste time on other less important things and they never help us understand the things we need to do for a job or how to file our taxes.” Of course, she is 100% right! It was a lightbulb moment for me in seeing that there is a real need for some curriculum materials to create for my kids, but also to get out there to help all the other teens that need this!

I sat down to make a list of the critical things a teen in high school or starting out in college needs to know. Really, the key skills I have been helping my own kids with. First, just setting up that basic savings account to save some allowance or gift money for some of their future wants and needs.

Next, it’s a good idea for a teen who is ready to embark on their first job to open a checking account so that they are all ready to be paid via direct deposit when that job offer comes it!

stick figure holding a pen and check

Being offered that first job seems to be the big hurdle, but once the offer is made the teen walks away with a pile of paperwork such as a W-4 and direct deposit form and they often have no clue how to proceed!

Then, the shock of that first paycheck hits them when they come face to face with FICA for the first time!


Once the shock of paying taxes wears off, teens discover that they might be able to get some of that money back in the form of a tax refund! However, they need to file that 1040 to do it! This product, Jobs and Taxes for Teens, will help teens complete all these steps: fill out the W-4, read a paystub, understand their W-2, and file their 1040 return to get their refund.

calculator and wallet laying on desk captioned with Jobs and Taxes for Teens

Finally, students will learn about credit and debit cards and most importantly, how interest charges can easily snowball out of control very quickly! Moderation and responsibility is the key!

credit card dominoes

Being financially literate is so important to start off adulthood in a responsible manner so that a credit score is built in a positive way to lead them to be able to afford to buy cars, homeownership, and the other riches of the American Dream!

You can find these units bundled together for a 20% savings!



Are you interested in reading about and sharing ideas with other educators on using children’s literature in your classroom? My goal is to bring together teachers and homeschoolers who teach grades 3-8 and use novels with their students. I’d love for you to join me to learn, share, and grow together!

Click here or the image below to join my Facebook group, Book Talk with The Teaching Bank!

Click to join Book Talk with The Teaching Bank

*The Teaching Bank participates in the Amazon Associate Program and earns a fee from qualifying purchases made on the Amazon.com site.

The Importance of Community with Mrs. Frisby and the Rats of NIMH

The Importance of Community with Mrs. Frisby and the Rats of NIMH

Mrs. Frisby and the Rats of NIMH is a thought-provoking book dealing with the subject of family, sacrifice, teamwork, and leading kids to think about their feelings on animal testing. It is a great book to use in your classroom or homeschool for a whole class novel study, small book groups, or individual book studies.

Mrs. Frisby and the Rats of NIMH written by Robert C. O’Brien was published in 1971. The novel was a Newbery Medal winner in 1972 and was adapted into a movie, The Secret of NIMH, in 1982.

The novel is extraordinary that it speaks to both young readers and adults, in a little different way. It is sure to spark some deep conversations amongst your class about the intelligence of animals and ignite debate about the practice of animal testing in the medical and scientific community.

From the Book Jacket:

Mrs. Frisby, a widowed mouse with four small children, must move her family to their summer quarters immediately or face almost certain death. But her youngest son, Timothy, lies ill with pneumonia and must not be moved. Fortunately, she encounters the rats of NIMH, an extraordinary breed of highly intelligent creatures, who come up with a brilliant solution to her dilemma. And Mrs. Frisby, in turn, renders them a great service.

I offer a complete novel study to accompany Mrs. Frisby and the Rats of NIMH for use in the classroom or homeschool. The unit includes both a printable format and a Google Drive™ format for use in a paperless classroom or with Google Classroom.

The plight of Mrs. Frisby and her family with help from an intelligent rat community is a story that will captivate your readers from the start. It has a little mystery, some adventure, some villans, and it shows the strength that we have when a community comes together to help one another.



Are you interested in reading about and sharing ideas with other educators on using children’s literature in your classroom? My goal is to bring together teachers and homeschoolers who teach grades 3-8 and use novels with their students. I’d love for you to join me to learn, share, and grow together!

Click here or the image below to join my Facebook group, Book Talk with The Teaching Bank!

Click to join Book Talk with The Teaching Bank

*The Teaching Bank participates in the Amazon Associate Program and earns a fee from qualifying purchases made on the Amazon.com site.